Real estate financing designed for real investors — fast and flexible
Private Capital Source provides fast, flexible private money loans for real estate investors in Redding, CA and throughout California. From fix-and-flip to commercial acquisitions, we fund your deals.
Loans designed for every stage of life
We bring together property analysis, loan structuring, and coordinated service — all tailored to you. Choose a loan type to see how we support your investment journey.
Fast, flexible financing, predictive insights, & coordinated lending — all in one place
Everything you need to fund your real estate projects, unified in a single lending platform.
Direct Lender Access
Call your lender directly, get pre-approvals in hours, and close loans without the red tape of traditional banks.
24/7 AccessPredictive Lending Insights
Our team analyzes market trends and property data to identify risks early — before they cost you money.
Smart DetectionCoordinated Lending Team
Your loan officer, underwriter, and processor share one system — no repeating your deal, no lost paperwork.
ConnectedClient Portal Access
Track your loan progress, upload documents, message your lender, and access loan details — all from your phone or computer.
Self-ServiceFast Pre-Approvals
Need funding fast? We offer pre-approvals within 48 hours. Submit your application today and get a decision tomorrow.
Walk-In FriendlyTransparent Loan Terms
We offer clear, upfront pricing on every loan. No hidden fees, no surprise costs. View your terms in the client portal.
Transparent PricingSee why hundreds of investors choose Private Capital Source
Real results, real recognition, real difference. Here's what sets us apart.
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Rated top private lender in the region — 3rd year running
Just announced! Investors and partners rated Private Capital Source the #1 private lender in the region for the third straight year. Our commitment to fast, flexible, client-first lending earned top marks across every category.
See why clients love Private Capital Source
Clients see a 94% loan approval rate
Clients who submit complete applications see approvals within 48 hours. Our streamlined approach — lender, underwriter, and processor working together — drives faster closings and better terms.
Learn about our outcomes
Built for your specific investment strategy
Private Capital Source works the way investors think — with strategy-specific loan products and deep market knowledge. From fix & flip to commercial, our lending teams are structured for your exact situation, not just generic financing.
Explore our specialties
Award-winning digital lending and remote closings
Our digital lending platform reduces unnecessary delays by 40% — and was recently honored by the Regional Lending Innovation Council. Clients get the same quality service from home, office, or anywhere in between.
See the differenceComprehensive loan programs, one trusted team
From fix & flip to commercial — we cover the full spectrum of private money lending for real estate investors.
Fix & Flip
Your first call for fix & flip financing
Fast pre-approvals, property analysis, and ongoing project support for fix & flip investors.
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Rental / BRRRR
Build your rental portfolio strategically
Proactive underwriting, portfolio strategy, and fast closings that keep your BRRRR strategy on track.
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Commercial Loans
Fast results, in-house underwriting
In-house underwriting, commercial loan structuring, and rapid approvals — terms available within 48 hours in your client portal.
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Bridge Loans
Short-term gap financing for investors
Short-term bridge financing for investors who need to move fast — with flexible terms and quick closings.
Learn moreYour path to funding in four steps
From application to funding, we make lending simple, clear, and fast.
Submit Your Application
Apply online or call us. Applications reviewed within 48 hours. New investors welcome — no prior relationship needed.
- Online or phone application
- New client intake
- Property verification
Meet Your Lending Team
A dedicated loan officer, underwriter, and processor — all reviewing your deal and structuring a plan together.
- Comprehensive deal review
- Personalized loan structure
- Additional programs if needed
Property Review & Approval
From property review to final approval, your loan structure adapts as your deal progresses — with regular updates and adjustments.
- Property assessment on-site
- Regular progress updates
- Term adjustments as needed
Close & Fund
Fast closings, flexible draw schedules, and a client portal — so you're never alone between funding milestones.
- Draw management
- Secure client portal
- Document management
Ready to take the next step?
Your funding is our priority. Apply today and experience the Private Capital Source difference.
Apply NowGet in touch
Ready to take the next step? Submit your application today — we'll respond within 24 hours.
Phone
(530) 710-4262
Mon–Fri 8am–6pm
info@privatecapitalsource.com
24-hour response
Office
Redding, CA 96001
Northern California
Hours
Mon–Fri: 8am–6pm
Sat: 9am–2pm